FAQ
Frequently Asked Questions
General Questions
Wealth Management is an investment-advisory discipline which incorporates comprehensive financial planning, portfolio management, accounting, and a number of aggregated financial services.
The goal of wealth management is to sustain and grow long-term wealth.
Financial planning is the process of seeking to meet your life goals through the proper management of your finances.
It includes evaluating the condition of your finances, determining your long-term objectives, and developing detailed savings and investing strategies to achieve those objectives.
A custodian, or custodian bank, is a specialized financial institution responsible for safeguarding a firm’s or individual’s financial securities and assets.
A custodian provides administration, safe-keeping, trade execution, and reporting services.
RMPWM Questions
Our firm distinguishes itself by understanding that a client’s investable assets are only one piece of the puzzle. RMPWM strives to be a trusted advisor, taking into account all aspects of what success looks like for you.
We rely on our experience, intellectual capital, asset management processes, and the latest investment products and technology to help you achieve your life goals.
Our approach is rooted in getting to know you, establishing a sound understanding of where you are now and where you want to be in the future.
We work closely with you to set risk and return expectations as we build your unique portfolio, making adjustments over time to reflect both personal and market changes.
Everything we do is driven by our desire and duty to guide you towards success and fulfilling your life’s goals.
Our firm works directly with a qualified, independent custodian, Charles Schwab & Co. Inc., a leading provider of custodial, operational and trading support for independent investment advisors.
Having Schwab act as primary custodian for clients’ assets provides RMPWM access to a wide range of capabilities and services that help us serve our clients. These include, but are not limited to—full range of investment products, trading services, technology and client service support.
Our clients’ assets are securely held in accounts at our primary custodian, Charles Schwab & Co., Inc.
Schwab has a long history of providing custodial safety, client service, trading, and technology support to independent financial advisors.
Schwab provides access to clients’ account(s) via their Customer Center portal located at www.schwaballiance.com.
Yes. You can access your up-to-date account information online by visiting www.schwaballiance.com.
Schwab’s website and mobile app enable you to stay informed about your accounts while still relying on the one-on-one guidance provided by your investment advisor at RMPWM.
Certified Investment Management Analyst (CIMA®)
Certified Private Wealth Advisor (CPWA®)
Certified Divorce Financial Analyst (CDFA®)
Yes. RMPWM offers a complimentary review to all prospective clients.